Does Magellan Insurance Cover Drug Rehab in North Carolina?

Does Magellan Insurance Cover Drug Rehab?

If you or your loved one is in need of drug rehab services, and you presently hold an insurance policy with Magellan, it is quite possible that your policy will cover a large portion, if not all, of your drug rehab costs.

To know for sure what percentage of the cost of drug rehab services is covered by your Magellan policy, you simply need to verify the benefits that you hold. Because different insurance companies and even the policies provided by a single company can be different based on in which state a person resides, verifying your own benefits is the best way to understand the parameters of your health insurance policy. For example, if you live in North Carolina, the Magellan benefits that you possess can be different than the Magellan benefits held by someone in a bordering state. For these reasons and more, you should either call Magellan directly or request the policy documents which can give you the details of your health insurance plan.

At Wilmington Treatment Center, we aim to assist you in every step as you or a loved one begins care to overcome an addiction. In the initial phase of the treatment seeking process, we are prepared to help you understand your Magellan policy, inform you of the percentage of the cost of care that is covered by your plan, and then work with you to devise a plan for payment for any out-of-pocket costs that there may be.

What Types of Drug Rehab Does Magellan Insurance Cover?

There are presently numerous options for care for individuals who are looking to break free from the grips of addiction. For some, engaging in lower levels of care, like outpatient supports, intensive outpatient treatment, or partial hospitalization programming, is effective in helping to achieve sobriety. For others, more structured support is needed, such as residential rehab services, in order to learn recovery skills that will allow for a substance-free lifestyle. In order to know for sure what will work best for you, an assessment with a qualified treatment provider is required. Once a particular form of treatment is recommended, you can then learn if that level of care is covered by your insurance.

The staff at Wilmington Treatment Center is happy to provide you with an assessment, and can confirm the benefits that you have available to you via your Magellan insurance. They can also tell you what types of treatment that are covered by your plan, and can provide you with detailed information on how much of your care can be paid for by Magellan.

How Much of the Cost of Drug Rehab is Covered by Magellan Insurance?

An insurance policy held by someone in North Carolina can not only vary from someone who resides in another state, but specific parameters for policies can differ as well. For Magellan insurance policy holders, some plans cover more or less depending on the type of addiction treatment that is sought and needed. Some plans limit the dollar amount that can be paid for a particular level of care, and some have limitations on the number of times a person can partake in a form of treatment within a specific window of time.

In contacting Wilmington Treatment Center, our staff can help you understand your insurance policy, and can inform you on the exact cost of care and the total amount that will be covered by your Magellan insurance.

What Can I Do if Magellan Insurance Doesn’t Cover All of My Drug Rehab Needs?

For those individuals who are in need of the world class care available at Wilmington Treatment Center, we will do all that we can to be transparent with you about the cost of treatment. If for any reason your Magellan policy does not cover the full cost of services at our center, we can work with you to determine a financial plan that will suit you.

During our streamlined assessment process, before treatment even begins, our staff talks to all prospective patients about the cost of care. We want to help as many people as we can, and we aim to limit financial concerns from being a barrier to receiving care. If you would like to learn more about how we work with individuals in this manner, feel free to contact us at your convenience.

How Can I Confirm my Magellan Insurance Benefits?

Wilmington Treatment Center can verify your Magellan insurance benefits for you. As long as you have your insurance card on-hand, we can verify coverage, advise you on the limitations of your insurance (if any), and inform you of any out-of-pocket costs that you could expect. We do not charge any fees to gather this information for you, and we are happy to explain the process of paying with insurance to you.

If you have any additional questions about using Magellan insurance to pay for treatment at our center, the services we have available, or our admissions process, do not hesitate to contact Wilmington Treatment Center today.