Does Blue Cross Blue Shield Cover Drug Rehab?
If you have Blue Cross Blue Shield (BCBS) insurance, your benefits may include coverage for drug rehabilitation and/or other forms of drug treatment. Many BCBS policies include coverage for various types of drug rehab, including certain types of inpatient and outpatient care.
However, it is important to understand that Blue Cross Blue Shield insurance is provided through 36 independently operated companies that are located throughout the United States, as well as by licensees that are authorized to provide BCBS coverage outside the U.S. For example, in Wilmington, Raleigh, and other parts of North Carolina, Blue Cross Blue Shield coverage is provided through Blue Cross and Blue Shield of North Carolina. Given the wide range of BCBS policies, it will be important for you to confirm the specifics of the policy that you hold through Blue Cross and Blue Shield of North Carolina.
One of the many services that we provide at Wilmington Treatment Center is working with individuals such as yourself to help you determine whether or not your Blue Cross Blue Shield policy will cover drug rehab.
What Types of Drug Rehab Does Blue Cross Blue Shield Cover?
Comprehensive drug rehab often involves detoxification, which is also known as detox, followed by residential or inpatient care. After an individual has completed a residential or inpatient program, depending upon his or her progress and ongoing needs, he or she may either return home or transition into a partial hospitalization program (PHP) or an intensive outpatient program (IOP).
Some BCBS insurance policies cover inpatient treatment, residential treatment, partial hospitalization programs, and intensive outpatient programs. As noted in the answer to the previous question, the types of drug rehab that Blue Cross and Blue Shield of North Carolina will cover will depend upon the specifics of your policy.
If you have your insurance card accessible when you contact Wilmington Treatment Center, a member of our team will be happy to contact Blue Cross and Blue Shield of North Carolina to confirm your benefits and verify what types of drug rehab your policy will cover.
How Much of the Cost of Drug Rehab is Covered by Blue Cross Blue Shield?
Each BCBS policy will have certain limitations on coverage for drug rehab and other treatment-related services. These limitations may involve the amount of money that the policy will provide for drug rehab, as well as the amount of time that the person may remain in drug rehab and still have his or her treatment paid for by Blue Cross and Blue Shield of North Carolina.
For example, some Blue Cross Blue Shield policies may involve annual or calendar year limitations on the cost of drug rehab that the insurance provider will pay for, while other policies may place lifetime caps on financial expenditures for drug rehab.
To confirm how much of the cost of drug rehab that your policy with Blue Cross and Blue Shield of North Carolina will cover, be sure to have your BCBS information handy when you contact Wilmington Treatment Center. Our experts can get you the insurance-related answers that you need.
What Can I Do if Blue Cross Blue Shield Doesn’t Cover All of My Drug Rehab Needs?
At Wilmington Treatment Center, we are dedicated to providing a highly personalized experience to all who turn to us for help, and we are committed to working with each individual and family to eliminate the fears and frustrations that too often prevent people from getting the help that they need.
We are well aware that financial concerns can prevent many people from seeking treatment, but we also know that many people who contact us are pleasantly surprised by our ability to guide them through the financial component of treatment.
Once our advisor has helped you determine the extent of the coverage that your Blue Cross and Blue Shield of North Carolina policy provides for drug rehab, he or she can also talk you through your many options for funding any elements of care that your policy does not cover.
How Can I Confirm my Blue Cross Blue Shield Benefits?
To confirm your benefits through Blue Cross and Blue Shield of North Carolina, verify the types and levels of drug rehab that your policy will pay for, and get any additional insurance information that you need, simply contact Wilmington Treatment Center at your earliest convenience. The friendly and knowledgeable individual with whom you speak will be able to answer all of your insurance-related questions and help you make the most informed decisions about treatment.